Steps
- Find the policy type, face amount (death benefit), and premium.
- Identify your primary and contingent beneficiaries.
- Look for riders — extra benefits you may be paying for.
- Check whether it's term (expires) or permanent (lifelong with cash value).
- Ask a licensed agent to translate anything unclear in plain English.
Need help with this? Speak with a licensed agent for a free, no-obligation review of your life insurance policy.
A licensed agent can walk you through every step at no cost. Life Insurance Help Now is independent, so the guidance is about what's best for you.