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How Much Life Insurance Do You Need?

The right amount covers the people who depend on you without overpaying. Here's a simple way to size it.

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Steps

  1. Add up income to replace, typically several years of salary.
  2. Include the mortgage and other major debts.
  3. Add future costs like children's education.
  4. Add final expenses, then subtract savings and existing coverage.
  5. A licensed agent can refine the number and find coverage to match.

Need help with this? Speak with a licensed agent for a free, no-obligation review of your life insurance policy.

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A licensed agent can walk you through every step at no cost. Life Insurance Help Now is independent, so the guidance is about what's best for you.