Steps
- Check your policy for a conversion rider and its expiration date.
- Confirm which permanent products you're eligible to convert into.
- Compare the new premium against keeping term or buying fresh coverage.
- Act before the conversion window closes — it's often tied to your age or policy year.
- A licensed agent can run the numbers and handle the paperwork.
Need help with this? Speak with a licensed agent for a free, no-obligation review of your life insurance policy.
A licensed agent can walk you through every step at no cost. Life Insurance Help Now is independent, so the guidance is about what's best for you.